Local Stock Market 📉 … Welltower bae-by!

Owens Corning | $OC ( ▼ 0.13% ) 

Dana Incorporated | $DAN ( ▲ 4.8% ) 

The Andersons | $ANDE ( ▲ 1.37% ) 

Owens Illinois | $OI ( ▲ 2.79% )

Welltower Inc. | $WELL ( ▲ 0.93% ) 

Marathon Petroleum Corporation | $MPC ( ▲ 1.21% ) 

Cooper Tire & Rubber Company | $CTB ( ▼ 0.05% ) 

When we launched Toledo Money, the mission was simple: cut the fluff, serve the facts, and make economic news as addictive as your morning espresso. What we didn’t expect? An audience filled with heavy hitters — business owners, investors, execs, and professionals who don’t just read the newsletter, they run the companies we write about.

Turns out, Toledo’s top earners were hungry for something sharper. And we delivered — with quick-hit “Money Snacks,” in-the-know takes on mergers, restaurant openings, and which neighborhoods are quietly filling with Teslas.

But we’re not stopping at information. We’re leaning into transformation.

Starting next issue, we’re rolling out a new feature: High-Paying Jobs of the 419. Whether you’re a senior analyst looking to level up, or a freshly relocated talent scouting your next role, these listings won’t be your average job board fare. We're curating the roles that move the needle — six-figure opportunities, equity plays, and roles that come with real upside.

Why? Because employers are looking for quality, not quantity. And Toledo Money is already in the inboxes of the talent they want. We're making the connection — discreet, curated, and effective.

And let’s be honest: the more people earning, the more folks we can send to Ed Harmon’s restaurants to blow that fresh bonus check on steak, cocktails, and vibes. It’s called economic circulation. You're welcome.

So if you're hiring top-tier roles or want one — stay tuned. We’re turning the dial up.

 Money Confessional | Public Service Couple bringing in $100k

Age:
We're both in our mid-30s.

Children:
Yes, we have a 2-year-old daughter. The most stressful thing financially is balancing the cost of quality childcare and still trying to put money away for her future education.

Living Situation:
We own our home in Perrysburg. We bought in 2021, locked in a 3.25% fixed rate, and went with a 30-year mortgage to keep our monthly payments manageable. We didn’t overextend ourselves, intentionally choosing a modest home in a quiet neighborhood close to work and family.

Job:
Dad: Police officer with the Toledo PD.
Mom: Works at a church in Findlay. Long commute, but she loves the mission and the community.

Salary:
Combined we bring in around $90,000–$100,000 a year. His salary is about $65K, with some overtime opportunities. She earns about $30K working part-time.

Salary Journey:
His pay has steadily increased since joining the force in his mid-20s, with notable jumps after hitting 5 and 10-year milestones. Her income has been relatively stable but driven more by passion than pay. Tip: Public service won’t make you rich, but it comes with stability, benefits, and community purpose.

Work/Life Balance:
It can be tough—especially with his night shifts and her long commute—but we make it a point to have family dinner most nights and spend weekends together. We prioritize unplugged time, especially on Sundays.

On Your Mind:
Rising costs—groceries, gas, and daycare—can make it feel like we’re treading water some months. We’re thinking about whether one of us should make a career pivot in the next few years.

Debt:
Mortgage is our biggest debt. We have about $8K in car loans between us and are chipping away with $300–$400 monthly payments. We avoid credit card debt.

Budgeting:
Yes! We use pen and paper for big picture stuff and YNAB (You Need a Budget) digitally. We track everything monthly—income, expenses, savings goals—and do a “budget date night” once a month over wine and takeout.

Best/Worst Recurring Expense:
Best: Our YMCA family membership ($69/month). It’s a great outlet for all of us—fitness, play area, and some babysitting.
Worst: Streaming services—there’s always one we forget to cancel after the free trial!

Splurge:
Travel. Whether it’s a weekend in Hocking Hills or a beach rental once a year, we prioritize family memories. We drive if it saves money and book early.

Toledo Money Hack:
Free or donation-based events at the Toledo Museum of Art, Metroparks, and local libraries. Great family time and culture without spending a dime.

Toledo Restaurant:
Mancy’s Bluewater Grille—worth the splurge on special occasions. We split the seafood tower and always end with the crème brûlée.

Total Savings/Investments:
We have around $40K in savings and investments. Most is in his Ohio Deferred Comp 457(b), a joint Roth IRA, and a high-yield savings account for emergencies. No financial advisor yet—we’re DIY for now using Fidelity.

Savings Goal:
We’re saving for our next family trip—maybe Colorado or Europe if we can swing it in the next couple years. If money weren’t a concern, we’d buy a camper van and road trip the U.S. as a family.

Total Net Worth:
About $150K. Most of it is equity in our home and retirement accounts. We’ve built it through consistent saving, careful spending, and living below our means.

Personal Financial Freedom:
$1.5M would feel like complete freedom for us. That would mean paying off our house, covering travel, healthcare, and helping our daughter launch into adulthood without stress.

Retirement:
Ideally mid-60s. We’re not aiming for early retirement, just the peace of mind to work less and live more later. Retirement dreams? Volunteering, national parks, maybe leading mission trips.

Toledo Wealthy:
We’d say “Toledo rich” starts around $500K+ in annual income and a $2M+ net worth. You can live incredibly well in northwest Ohio at that level—big house, club membership, frequent travel, giving back.

Knowledge:
Trial and error. Our parents were frugal, and we learned a lot from YouTube, church stewardship classes, and Dave Ramsey early on. We still go back to basics—spend less than you make, give generously, save consistently.